Billionaires: Please Buy Us. Love, Print Newspapers

In reading former journalist Tom Zoellner's new book of essays, The National Road: Dispatches from a Changing America, I was particularly struck by his nostalgic ponderings of print journalism, small town newspapers, and his job at the Appleton Post-Crescent. Small town print newspapers like the Post-Crescent or the Alton Telegraph are certainly in danger of going under, especially when big city newspapers like the Denver Post, Chicago Tribune, and Los Angeles Times are facing dire times as well. And it doesn't help that beyond the fading interest in buying and reading a daily print paper among the general population, the large scale papers are being gutted and bled dry by soul sucking hedge funds such as Alden Capital, which are run by shallow soulless business vampires like Randall Smith and his next generation clone Heath Freeman. These men are determined to almost singlehandedly destroy print journalism and daily papers in the United States even if the market doesn't decide to and if many readers still want a daily paper.

So, daily newspapers, which have long been the life blood of an educated electorate, need a savior. For, even though many people choose TV news or random blogs, remember that all the information contained in an hour-long TV show can be found on a single page of a newspaper, and all those bloggers still check the daily papers like the New York Times before logging on to share their view. Yes, print journalism and small town papers need a sugar-daddy, like Jeff Bezos has done for the Washington Post , local philanthropist Paul Huntsmen did for the Salt Lake Tribune, eventually turning it to a non-profit, and Glen Taylor did with the Minneapolis Star Tribune. There are enough billionaires who must have, at one time, enjoyed a print paper with their cup of coffee, or at least recall watching their parents and grandparents enjoy that. Surely, they could find it in their hearts and conscience to park some of their assets in newspapers like the Denver Post or St. Louis Post-Dispatch. Even if the papers don't make money, they could provide a valuable service in terms of information, culture, .... and jobs for goodness sake. 

So, come billionaires, whattaya say? Do it for the little guy. Save the newspapers.

The Way Pete Souza Saw It -- It's about Dignity

Late in the documentary The Way I See It from Focus Features, the former White House photographer of the Obama administration Pete Souza says something to the effect of "I wouldn't be doing this if it were Jeb Bush or John Kasich. It wouldn't be necessary. This is not a partisan issue." The "this" he refers to is his political activism via Instagram posts aimed at challenging, mocking, even trolling the unsavory, embarrassing, and even dangerous behavior and tweets of outgoing President Donald Trump. Basically, Souza counters Trump tantrums, rants, and threats with positive and moving photos from the Obama years as a way of demonstrating how the President is supposed to behave -- with dignity. 

Pete Souza is spot on, and the documentary, which spotlights both the Obama and Reagan years, is a beautiful work of art that reminds us of the way things ought to be, and I highly recommend it. The Obama era covered eight scandal-free years and dignified leadership from a true man, a mensch, a good person who honored the office and the legacy of Washington and Lincoln. Outside of his politics -- and he was a true politician and Democrat -- Barack Obama was a man of character. And that is the non-negotiable quality we must have in a President. And that is why the current administration is so unsettling and simply so .... wrong. It's why the GOP is in a ethical conundrum, it's why Never Trumpers rightfully voice their concerns, it's why many people are "conservative but not Republican."

Barack Obama was a very good man and president. As was George W Bush. As was Bill Clinton. As was George HW Bush. As was Ronald Reagan. As was Jimmy Carter. As was Gerald Ford. As was Richard Nixon ..... and so on. And I pause with the inclusion of Clinton and Nixon, for these were men with ethical lapses, to be sure. And they undoubtedly tarnished their legacy, their years in the White House, and the very office of the Presidency. But those mistakes were exactly that -- mistakes. Those good men made bad decisions. They were not undignified and embarrassingly so on a daily if not hourly basis. They were not woefully unfit for the highest office in the land. They were not the truly sad situation that has burdened our nation for past four (actually closer to five) years.

Regardless of politics, Pete Souza is right. It's about dignity. Thankfully, that virtue will soon return to the Oval Office. Hopefully it returns to the rest of us as well.

 

In Pursuit of the Ideal

 "Neither joy and not sorrow,

Is our destined end or way,

But to act that each tomorrow,

Find us further than today.

In one of my favorite lines from one of my favorite poems, American transcendentalist poet Henry Wadsworth Longfellow advises us to seek progress on the path toward enlightenment -- basically work each day to simply get better. We will never be a perfect person, but we might become a better one - a better husband or wife, a better son or daughter, a better student, a better teacher, a better employee or boss, a better community member, a better citizen, a better friend. That pursuit of the ideal is at the heart of romantic thought, no doubt, but it has a place among classical thinking as well. 

The ideal, and a "defense of ideals," is at the foundation and starting off point for one of Mark Edmundson's most important and moving works, Self and Soul. Edmundson, a humanities professor at the University of Virginia, is a writer and thinker I deeply admire and enjoy for his work in exploring and explaining the point of the liberal arts and the question of why we read, why we write, why we study, and why we seek to learn about the human condition. In a world increasingly and unsettling moving in the direction of technological progress, economic growth, utilitarian focus, and material gain, I join Edmundson in worrying and wondering about the cultivation of the spirit. The humanities and the arts, I believe, are our source for understanding why we live -- the development of virtue and values.

If we seek to heal, if we hope to start fresh, if we seek a new path, if we desire some sense of unity and community in the future, we would benefit from returning to the humanities and the traditions of the classical world, the cultivation and pursuit of three ideals -- courage, compassion, and contemplation.  

At risk of "a mere existence based on desire, without hope, fulness, or ultimate meaning ... We can do better," Edmundson tells us. We can do better.

Let's do better. Let's be better.

Could We Start Again, Please?

At times, we all would like a do-over, a reset, a second chance. An opportunity to start again. And this year, which has at times seemed like we're on a perpetual loop of uncertainty and despair, the idea of starting new and fresh is at times unsettling and appealing. But I'm thinking about that fresh start, re-birth, that do-over, that reset on December 25, 2020, on Christmas. 

Christmas is a time to celebrate new life, a new life which came to us with news of light in darkness, of warmth in the cold, of truth in a time of despair. While we know that Easter and the spring equinox are the holidays and times associated with re-birth and the earth awakening from slumber, it's also worth thinking about the message of Christmas and the winter solstice as a celebration of life. The birth of Christ remembered during winter is a reminder that in the dark days of winter, or in the dark days of a pandemic, or in the darkness of a divided nation and society, or in the darkness of violence and uncertainty, that we always have the chance to start again. 

In the troubled times we've been facing, I have tried to be hopeful. Perhaps it's the sappy romantic in me, but I believe in the pursuit of the ideal. And I have faith, just like light in the darkness and warmth in the cold and a birth in the middle of winter, that we can always start again. With our friends, with our community, with our politics and our economics and our struggles for truth and understanding, we can start again.

 I've been living to see you

Dying to see you, but it shouldn't be like this
This was unexpected, what do I do now?
Could we start again please?

I've been very hopeful, so far
Now for the first time I think we're going wrong
Hurry up and tell me this is just a dream
Oh could we start again please?

I think you've made your point now
You've even gone a bit too far to get the message home
Before it gets too frightening, we ought to call a halt
So could we start again please?

I've been living to see you
Dying to see you, but it shouldn't be like this
This was unexpected, what do I do now?
Could we start again please?

I think you've made your point now
You've even gone a bit too far to get the message home
Before it gets too frightening, we ought to call a halt
So could we start again please?
So could we start again please?

So could we start again?

Where I'm Supposed to Be

 After the Buffalo Bills' relentless scorching of the Denver Broncos last week, Bills quarterback Josh Allen was asked about John Elway's decision back in the 2017 NFL draft to pass on picking Allen at number 5, and instead picking an outside linebacker Bradley Chubb.

"I'm where I'm supposed to be," was Allen's simple reply.

There's a lot of wisdom in that statement, and also a significant amount of subtext. Should the Bronco's have taken the young QB in the draft? The Broncos' endless struggles at that position since the departure of Peyton Manning, and John Elway's apparent inability to measure and judge talent and potential at his former position indicate that Allen was a missed call at the line by Elway & Co. And, for that reason, Josh Allen has every right to be miffed at the Denver Donkeys. Thus, it's not surprising the game meant just a bit more for Allen than a regular season game, and it's not a stretch to think the Bills QB and coaching staff relished running roughshod over the increasingly hapless Broncos.

So, is there a place we're "supposed to be"? Sure, it was just a quip, and a clever response to the media. But I like the confident comfort Allen has taken with his position. Certainly, it's not a question of fate or destiny -- we all have choices and options and myriad paths lie before us. The important point, I believe, is remembering that wherever you go, there you are.

My wife and I had a nice chat last night about where we are, and of course, where we could have been. The road to our life in suburban Colorado, in a nice little community, working at an excellent school, has been circuitous as well as fortuitous. I might have taken a job at my old high school upon graduating in 1992, we might have opened a bakery and surf shop in Kenting, Taiwan in the mid '90s, our jobs and Julie's culinary education could have gone different ways in the city of Chicago, we could have ended up buying my grandmother's house and opening a B&B, I may have gone the Ph.D route following my Master's degree and the birth of our son, Julie's pastry catering business could have become something more than it was, I might have sold one or two of those screenplays to a Hollywood production company that was tantalizingly interested (for a few minutes), .... and so on and so on and so on.

But wherever we went, here we now are. And, like Jake Allen, no matter where I've been, it's "where I'm supposed to be."

How Educated Are We?

As we struggle through this bizarre year, and worry quite honestly about what is being missed and who is falling behind and what the fall out will actually be, I think we need to scrutinize every bit of data and truly reflect on what is really going on in schools. And what has been for the past fifty years ago. So, here are a few things to consider:

As of 2020, we can assert that the US is more educated than ever before:
90% of people 25 and over have graduated high school. In the 1940s it was 24%
Additionally, approximately 70% go onto 2-4 year college
And, according to Gallup Polls 82% of parents are satisfied or very satisfied with their child’s education, as well as their own education. 50% are satisfied with the education system in America. So, that’s kind of like congressional approval ratings, right? Everyone despises Congress, but not their own representatives.

It’s also worth noting that in many ways, kids are learning more than ever before. For example,
The standard 9th grade math class is Algebra I, but many students now finish that in middle school. I took AlgebraII/Trig in 11th grade, but my daughter took the same class in 8th grade. And my son took AP Calculus in 8th grade. Today, nearly a million students take calculus every year. And, perhaps the most impressive development is Advanced Placement classes offered by the College Board. AP Classes are college classes taken in high school.

In 2018 = 1.25 million 2018 grads took 4.2 million AP exams. 40% of class took at least one AP out of 38 possible AP classes. My AP English Lang & Comp students regularly do the type of writing I didn’t achieve until graduate school.

Just some things to consider about the state of education.

Cabinet Posts, Pete Buttigieg, Ben Shapiro, & the Politics of Nonsense

So, in another entry about the abysmal state of infotainment in political talk show commentary that is literally hurting America, I have to say I'm as disappointed in Ben Shapiro of the DailyWire as I am in Tucker Carlson of FoxNews. Their schtick represents a genuine emptiness in both Gen X and Millennial conservatism, and that's a real shame because they are both smart, well-educated men with a gift for commentary. It's their choice of subject matter that lacks depth and authenticity. Case in point - these recent Tweets from Shapiro:

• For the record, my four-year-old son also loves trains. He should not be Secretary of Transportation.
• I proposed to my wife in her college residential housing. This does not mean I should be either Secretary of Education or Housing & Urban Development

Now, on a purely logical and rational basis, and in a theoretical sense as well, I agree with the insinuation about President-Elect Joe Biden's nomination of Pete Buttigieg for Secretary of Transportation. I don't believe he is qualified to lead that department, certainly not like the current secretary Elaine Chao. And I don't believe Mayor Pete is the best choice for that role. Of course, I understand the politics of building a cabinet and the often dubious nature of the word "qualified" for some of those positions. I think Pete Buttigieg is a brilliant young man who has an impressive education and record of professional experience. And I think he is a skilled politician who will bring an important voice and degree of insight to the Biden Administration. Truly, in terms of patronage jobs, I think an ambassadorship would have been a great role. 

But what about the politics of Shapiro and his denigration of Biden's picks?

The problem is the inconsistency of the standard from which he's criticizing. If Shapiro hadn't been silent for the past four years in regards to the qualifications of cabinet members, he might be pursuing a legitimate line of debate. And it's an interesting and important discussion to have. But he has been silent and complacent even when equally or more egregious appointments of unqualified people for cabinet posts have been conducted by the Trump Administration and the McConnell Senate. So, obviously Shapiro doesn't really care about cabinet posts and qualifications or experience in those roles. Thus, his current line of social media attacks and podcast rants simply emphasizes how he's really just a political hack trying to score points, views, and hits on social media. And again, like with Tucker Carlson, that's a real shame. We need to be better than this. And both Shapiro and Carlson are smarter than that. Sadly, they remind me a lot of the kid I was at eighteen, talking big politics with mostly bluster in my briefcase. And, that's the problem -- they've never grown beyond that.

And, as I've written this, Shapiro tweeted again about Trevor Noah and Stephen Colbert interviewing Obama and Biden, and we're right back where we were in 2004 with Tucker in the Crossfire. Shapiro ironically notes he is "happy our age of entertainment-first politics is drawing to a close." In fact, he is just another textbook example of entertainment-first infotainers who obfuscate issues and genuine debate or discussion in pursuit of ratings, money, viewership, and, of course, power. Truly, as I noted before, I believe both sides are hurting America, and the Don-Lemon-Rachel-Madow-Lawrence-O'Donnell versions are every bit as deleterious as the Carlson-Ingraham-Hannity-Shapiro lane. And, really, if we want to talk qualifications or experience, does Ben Shapiro truly feel justified in challenging and criticizing people like Buttigieg? He shouldn't. And he ought to be a bit embarrassed by his attempts to demean a rather successful and influential politician. The four-year-old playing with trains comparison and the college dorm reference were just silly. That's not quality commentary; it's simply juvenile hectoring.

The tradition of conservatism running back to Barry Goldwater and Russell Kirk deserves far better than what Shapiro and Carlson are selling to audiences today. And that is hurting America. And it is a real shame. Let's hope someday, Shapiro and Tucker Carlson will stop following the legacy of media clowns like Morton Downey Jr., Rush Limbaugh, or Sean Hannity, and will instead look to conservatives like David French, Jay Nordlinger, David Frum, and Ross Douthat for guidance on generating reasoned, rational arguments that promote positive discussion.

 

Baseball Doesn't Need the DH, the Shift, or Progress of any kind -- It's Perfect

"There has been lots of progress in my lifetime, but I'm afraid it's headed in the wrong direction," said Ogden Nash on April 4, 1959 in The New Yorker. "Progress may have been all right once, but it's gone on too long."

I'm thinking about those poetic and prophetic words as I consider baseball, America's pastoral sports tradition and the forces of progress that seek to change, nay "improve" it. And I'm having none of it. When America's past time undergoes changes in terms of rules and tradition in the next few years, it will be just one more symptom of the creeping shadow of progress on that one thing that "reminds us of all that was once good, and could be good again." And in the short term, it will also be just another lingering side effect of the Covid pandemic that led to a shortened major league season and the sly imposition of the designated hitter on the National League. 

In today's Denver Post, old school small ball manager Bud Black discussed changes in baseball and conceded that he is coming around to support the addition of the designated hitter. That really hurts a purist and a traditionalist like me. Though Buddy did please me by also saying he would consider rules preventing the shift. I've never liked the DH, and the shift is new enough that I had to pause for a while to consider its benefit and authenticity. And I don't like it either. The shift, to me, is simply the absurdist silly end result of the over-reliance on tech and computer algorithms in managing an old game, a tradition reaching back to the nineteenth century. Thus, just like rules in football against illegal formations, ineligible receivers, and illegal men down field, a rule against the shift would preserve the tradition laid out by the inventors of the game with sound reason and good intention all those years ago. We need not improve on the nearly perfect geometry of the field and the established positions.

While the addition of the DH across both leagues this season was grounded in common sense rationale of health for players, the addition of it universally is driven not by safety but by money. Progressive forces and bean counters assert the game must evolve in order to keep audiences engaged, that it must liven things up to appeal to younger generations. That, of course, is a nonsense argument outside of the nature of sport and competition, if only because it's not really about improving the game but increasing ticket sales and television ratings. For the notion that baseball is slow and boring has always bemused me, as I sit through endless stretches of downtime on Sunday afternoons watching football which, to be perfectly honest, has very short spurts of action in between long stretches of standing around. The simple reality is that there are many things we don't need to improve, and wouldn't bother trying if the business side weren't involved. For didn't we all grow up playing endless whiffle ball games that could stretch for hours? If you don't understand this, then, for the love of the game, watch The Sandlot, and do it soon.

Writer and public intellectual William F Buckley once said, "A conservative is a person who stands athwart history, yelling Stop!" And these days we have far too few people who ask whether this innovation or that development is actually such a good idea. I recall hearing of the reasoning behind Howard Schultz's decision to buy back his controlling ownership of Starbucks. Basically, the corporate owners had been focused on endless expansion, opening more stores and developing more new products, all in pursuit of ever-increasing quarterly profits and shareholder prices. And while Wall Street financiers will always take that route, sometimes the purists like Schultz realize that most of us just want a good cup of coffee, and we want it to taste like coffee.

Is the World Causing Learning Disabilities?

I've been in education too long to not wonder whether our technological world is a factor in, if not the outright cause, of many learning disabilities we see in far too many young kids. Granted, there is a strong argument that these disabilities have always been present, and society is simply getting better at identifying, diagnosing, and accommodating for them.  From dyslexia/dysgraphia to ADD/ADHD to processing speed disparities to anxiety and more, there is no doubt that every year it seems more kids struggle with learning from conditions that literally inhibit them from accessing curriculum and learning on a level playing field.

I think a lot about cognitive psychology and its ability to explain what is going on, and when I think about cog-psyche, I always think about Dan Willingham, who has taught me much about how people learn and the importance of core knowledge in building brain development. The simple truth for me is there is very good reason that the American Academy of Pediatrics recommends zero screen time for kids under the age of two, and for no more than thirty minutes a day until the age of six. The negative impact of these blue-LED, two-dimensional light shows on young brains is just not a good idea. And truly, it doesn't seem like anyone legitimately says such tech is a good idea -- at least not since the days the mother who parked her baby in front of the TV for hours at a time, and made millions off of what could only be a truly unsettling lack of parenting. The whole idea creeped me out.

Think about human development and the slow methodical way that humans learn to understand the world. They spend the first three-to-six months literally on their backs looking up at the world, taking it all in, processing info at incredible rates, and building synapses like wildfire. The world is a three-dimensional place, and the brain needs vast amounts of time to synthesize all the information and stimuli. 2D flashy lights are not what the world is or should be, and taking away from the basics of depth perception can't be anything but deleterious for kids. Rather than playing with a cell phone or tablet, babies need to be staring at something like this:

They should be playing with toys, not tech. And I worry that parenting choices made mostly out of convenience, distraction, and naivety are literally hurting their kids' brains. And they may be a root cause of learning disabilities.

Tucker Carlson: Still Hurting America

So, I am just continually disappointed by Fox News commentator Tucker Carlson, and that's a real shame because I honestly thought he had a lot of potential to generate authentic discussion and debate. Tucker is a smart, clever, well-educated guy who has a loyal audience and a broad platform for socio-political discussion. Yet, just as Jon Stewart admonished him for on CNN's Crossfire in 2004, Tucker Carlson simply uses his show to mislead and enflame his viewers and ultimately just hurt America. After all these years to grow into a thoughtful and reasoned conservative voice, Tucker instead just collects his lavish salary by obfuscating issues, stifling reasoned discussion, and increasing animosity and division. That hurts us all.

And it doesn't have to be that way. But it will until Carlson finally grows up.

Case in point is his monologue and show opener from last week during which he appeared to criticize "crony capitalism" and decry the deceitful, if not corrupt, corporate practices that have reaped record profits during the pandemic and financial crisis. Specifically, Carlson took aim at companies like Amazon, Google, Netflix, Goldman Sachs, & Walmart for profiting off a financial meltdown while working class Americans struggle, facing low wages and lost jobs, and small businesses fail to keep up. It was a rather populist message (to draw on Bill O'Reilly's traditional misappropriation of that term) that would seem to put Carlson at squarely at odds with the Republican Party, the Trump White House, the Tax Cuts & Jobs Act of 2017, free market conservatives, his own views from the early 2000s, and his time with the Daily Caller.

Carlson sternly calls out the excesses of these corporations and their lobbyists, noting "these people are a disaster for capitalism" as we all know the "rich are getting richer, and the poor poorer." Yet, he then deftly shifts blame for the privileged power those entities have to the Democrats and Progressives, and calls up the looming spectre of socialism to distract viewers from the root causes of the problem and instead promote even greater support for the GOP platform and Republican fiscal policies that ensure the current disparity he claims to oppose will continue. He even pretends to call for a "one-time Covid fee" (or tax) applied to their profits, which could then be redistributed to American workers and small businesses in need of a bail out. As if. Tucker Carlson acts as if he truly wants the federal government to tax one company's profits and give them to others. A few questions:

• Which party would more likely support and implement such a plan?
• If House Speaker Pelosi drafted and passed such a plan, would McConnell get it through the Senate? Would President Trump sign it?

Tucker further clouds the issue and misdirects his viewers by attacking his most recent favorite target, Rep. Alex Ocasio-Cortez. AOC is the type of legislator who would actually support and pass his Covid fee, and he would subsequently rail against her socialist agenda. That's obvious. But more troubling is the seething hypocrisy in his attacks on the young Congresswoman. For he urges his viewers to "laugh at" AOC because she is a "vacuous idiot." That sort of insult is embarrassing at the minimum. But to worsen the obfuscation, Carlson disparages AOC as "a rich girl narcissist." Let's clarify:

• Tucker Carlson makes $6 million a year. He is worth $30 million
• AOC makes $174,000 a year. She has a net worth of $100K

My head is truly spinning from the manipulation and misdirection. To be honest, Tucker Carlson's nightly rants and pseudo-discussions of politics are truly just sad. Far from being a reasoned political analyst who is legitimately interested in debate, Carlson is simply nothing but a shock jock who is preaching to the choir ideas he doesn't even truly understand or actually believe just to make money.

And, I want to be clear: I am not a supporter of AOC in terms of her political views or legislative agenda. In fact, almost like one of her fellow freshman Congressman Rep Tim Burchett  of Tennessee, who counts her as a friend, "I don't agree with a doggone thing she says." And I also believe that it's not just Carlson who is "hurting America" with his brand of infotainment. The entire news commentary genre is bad for the country, and it has been harming discourse and dividing communities since the early 2000s. Truly, I also believe that Don Lemon is hurting America in many of the same ways the Fox News commentators are. Thus, it's just disappointing. And I wish Tucker would realize, like Jon Stewart tried so earnestly to convince him years ago, that he could be helping. And he'd still be the successful TV personality he is. 

Tucker, please. We're asking you. "Stop hurting America."

*Update:

Since I've posted, Tucker has spent three nights ranting about Jill Biden having an education doctorate.

I'm just shaking my head. Such a shame.

Dolly Parton - Comin' by it natural

 Sarah Smarsh didn't set out to write a book about Dolly Parton or about the socio-cultural significance of country music, but that's exactly what happened when in the midst of the 2016-17 political season, she was researching and writing a lot commentary about the white working class and the complicated nature of Red State politics, conservatism, and the Republican Party. Those topics are easily over-generalized, and a deeper understanding of them is the focus of Smarsh's first book, Heartland; a Memoir of Working Hard & Being Broke in the Richest Country on Earth. That book was along the same vein as another white working class memoir, J.D. Vances' Hillbilly Elegy, which was recently turned into a film.

The Dolly Parton angle came to Smarsh when she learned of a fellowship offer from the music magazine No Depression to research and write about "the sociocultural significance of a roots music genre." The result of her work is She Come by it Natural: Dolly Parton & the Women Who Lived Her Songs. I'm looking forward to reading this for numerous reasons, not the least of which is that I, like Marsh, have been feeling recently that "country music is rarely given consideration as a sophisticated art form." In fact, I have been considering some similar research of the beautiful nature of storytelling and the narrative art of country music. 

My interest has been sparked, and my connection to country music has been inspired by the recent arrival of a new country station in Denver, 106.7 The Bull.

* Thanks to John Williams of the New York Times for his profile.

Start Saving for Retirement when you Turn 18

While it may seem a bit boring to talk about, it's never too early to start saving for retirement. I've been advising my students of that for nearly twenty years -- as soon as they start earning money, they should make a practice of saving 10% of everything they earn, and they should start paying themselves first by opening a Roth-IRA as soon as they have earnings to save. I first learned those lessons from my dad who advised me in my twenties to start investing some extra money I'd made while teaching abroad, and I refined them for my students after reading David Bach's The Automatic Millionaire. Based on Bach's book and a short column from the Market Watch in the Wall Street Journal about the magic of compound interest, I developed a quick financial primer that I used as an intro to class early in the year. I've learned since that some of my students, now approaching their thirties, have been saving since high school. They're not the only ones. Elizabeth Harris of the New York Times profiles three twenty-something Millennial/GenZers who have already started saving for retirement.

When Dray Farley was 15, he watched a video his favorite gamer had posted on YouTube. But it wasn’t about Call of Duty.

“It was how to get rich in 22 years, and the general math and concept of compound interest, the snowball effect, and how eventually your gains are making gains,” Mr. Farley said. “And that’s what first got me thinking about retirement accounts.”

Mr. Farley, now 21 and completing his final semester at Cornell, knows his middle and high school gaming habit was an unlikely path to an interest in saving and investing. But after his own college experience and internship were disrupted by the coronavirus pandemic last spring, he said he valued saving even more.